02,Mar,2021
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Shopping for a mortgage, especially if it’s your first time, can be exciting. It’s finally time to take the steps needed to purchase a home, so you may start looking into as many lenders as possible to get the ideal loan. When you’re looking it’s vital you pay attention to …
How to Save the Down Payment for a House
15,Feb,2021
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Buying a house is a big commitment, and you’ll need a down payment before you can purchase the home or obtain a loan. The bigger the down payment is, the less you’ll need to pay over time to pay off the mortgage. To save the down payment, start by determining …
Why Choose Fellowship Home Loans?
21,Jan,2021
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Buying a home isn’t something that’s done fast or without a lot of thought going into it. It’s something that you’re going to live in for at least the next few years and is going to have an impact on your future, not to mention your finances. When it’s time …
Shop for a Mortgage Without Impacting Your Credit Score
07,Jan,2021
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A home is likely the biggest purchase someone will make in their life, and more often than not, they’re going to need a mortgage to make the purchase. Unfortunately, shopping around for a mortgage can impact the buyer’s credit score, which can make it more difficult for them to be …
What the Debt-to-Income Ratio is and How to Figure it Out
21,Dec,2020
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Buying a home can be a thrilling yet stressful process. For first-time homebuyers, there are a lot of new terms to understand before they start looking at homes to buy. One of the most important terms is the DTI or debt-to-income ratio. This number helps mortgage lenders determine if they’re …