Most people want to know what they can do to get a lower interest rate. When a person thinks about all the ads that are “out there,” showing how certain banks or lenders are offering the lowest mortgage rate or lowest interest rate possible, it’s no question why this is everyone’s main focus when they begin searching for a home loan. For those who are searching for a home loan and want to get the right mortgage rate, there are certain things they need to understand. How Lower Interest Rates May Wind Up Costing More To fully understand how this
“My clients are everything for me, so whatever I can do to help them, is what I am going to do. I treat every conversation like I would want to be treated if I were on the other end of the phone.”
Biography
Having gone to high school with Brian, Michael had knowledge about the direction of Fellowship before it’s inception. Michael graduated college in 2002 and went right into mortgages. From 2002 to 2008 he managed an office with 15 loan officers working below him. When Mike and Brian eventually created the current branch of Fellowship, he was on board to help.
“It was what they were doing, how they were creating a brand that caters to a clientele I enjoy working with. This group supports the faith-based community, people that are honest and hardworking homeowners. In the mortgage industry, a lot of people are trying to make a quick buck by flipping homes or buying as many homes as possible. I find working for this community so enjoyable on a daily basis. Not only are they working with everyone’s ideal interest in mind, but also to help anyone who crosses their path.”
Being a family man himself, Michael knows about the difficulty for first time homeowners, or people needing to refinance. With two young daughters, Michael and his wife just celebrated their 5th anniversary. Outside of work, he is usually with his family, going to the beach, golfing, or watching the Mets and the Giants. He brings the same kind of quality attention that is reserved for his family to his clients at work, ensuring they are treated with respect and care:
“My work ethic and the amount of time I put into every application is a highlight, as well as how I listen and truly put the clients ideal interests above anything else. My clients are everything for me, so whatever I can do to help them, is what I am going to do. Whether that’s helping get a mortgage done or turning them away to look for an alternative option if I feel we are not the ideal course. I treat every conversation like I would want to be treated if I were on the other end of the phone.”
Experience
Michael is truly a mortgage expert who has become a valuable and trusted adviser for his clients. Michael relies on his vast experience when advising his clients on their ideal loan options and helping them successfully accomplish their mortgage goals no matter what they are seeking.
He has also worked with clients from all walks of life and helped thousands of people find the perfect mortgage option. Throughout the years, Michael has established a reputation for being an honest mortgage professional, and many of his clients have followed him from his prior work experience in the retail mortgage world to Fellowship Home Loans.
Services
Through Fellowship Home Loans, Michael offers a wide range of mortgage services including home purchase loans and mortgage refinance loans. Refinance options include the HARP program, Adjustable Rate Loans, Conventional and FHA Financing and Fixed Rate Loans. Purchase loans include Fixed Rate Loans, Adjustable Rate Loans, FHA Financing, and VA Home Loans.
Michael analyzes each client’s situation and fully explains the drawbacks and advantages of each loan type. Michael spends the necessary time to learn about each client’s unique goals and financial situation. He looks at every possible loan option that they are eligible for before advising his clients on what he believes is their absolute ideal choice.
Michael takes a customer focused approach to each and every mortgage he finds for his clients. He fully explains the terms of each loan so that clients have a full education and understanding of their obligation to repay and their expected monthly costs during the life of the loan. He encourages his customers to ask questions throughout the process, and he goes the extra mile to make himself available for support.
The mortgage services that Michael offers through Fellowship Home Loans are based on the principles of honesty, compassion and love for God. Every client receives the full attention and support that they need as they accomplish their dream of owning a home or their goal of finding a great refinance loan. Michael always strives to ensure that every client ends up with their ideal home loan with the most competitive cost possible, along with manageable payments.
Reviews
“Mike Eckert went above and beyond to help us refinance our home as quickly as possible. He was able to do miracles with helping us find what we needed to document our finances, and he was always prompt to respond to questions. Hands down the ideal experience I have had with a financial organization.” – Paul B- Derwood, MD
“I heard Fellowship Home on the radio and I wasn’t expecting they would be able to help me lower my rate because my current bank couldn’t do anything. I was shocked when they said they could do the loan AND pay off some of my credit cards as well. I was waiting for something to go wrong with the process because of my past experiences with mortgage companies but they did everything they said they would do. Simply amazing!” – Camille M, Upper Marlboro, MD
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