It’s Time to Talk about Refinancing your Mortgage
Refinancing your home can come with many benefits including saving money on interest or consolidating other debt. The mortgage refinance team at Fellowship Home Loans is here to answer your questions about refinancing and help you find the perfect loan for your particular circumstance. There are plenty of great reasons to consider refinancing Some of […]
Is Refinancing the Right Option for your Future?
Are you stuck with high rate debt from credit cards? Good news… right now is the ideal time to refinance your home loan. You might be thinking, WHY would I refinance if my current interest rate is so much lower than current mortgage rates? Let’s just walk through one easy example. If you have a […]
What Can We Learn from the Bible about Borrowing Money?
Based on recent reports from the financial sector, an estimated 80 percent of American households are currently in debt. On a national level, consumer debt amounts to more than $14 trillion. Furthermore, nearly half of Americans are living paycheck to paycheck, and at least 20 percent report having to allot 50 percent of their monthly […]
Why the Lowest Interest Rate Is Not Always the Best Rate
Most people want to know what they can do to get a lower interest rate. When a person thinks about all the ads that are “out there,” showing how certain banks or lenders are offering the lowest mortgage rate or lowest interest rate possible, it’s no question why this is everyone’s main focus when they […]
Multi-Family Dwellings vs Single-Family: Which One is the Better Investment?
Investing in real estate offers lucrative benefits. These investments can generate a steady flow of income, allowing owners to capitalize on their efforts and improve their financial outlook. Those who want to get started in real estate investment have many options. Investors must decide whether to invest in multi-family or single-family dwellings. Which of these […]
Can You Buy a House After Filing Bankruptcy?
It may seem like a far-off dream to be able to purchase a home after a bankruptcy. After all, a bankruptcy does stay on a credit report for up to 10 years, and it’s not something lenders want to see when they’re thinking about loaning money to a client. However, it’s not always necessary to […]
What is an Escrow Account and How Does it Work?
Escrow is one of those terms commonly used in real estate that many people may not understand if they’re buying a home for the first time. Escrow is basically a temporary account held by a third party to make sure funds are properly held until certain conditions are met. In real estate transactions like buying […]
Don’t Waste Any More Money Renting – Get a Home Loan and Buy a Home!
Don’t Waste Any More Money Renting – Get a Home Loan and Buy a Home! For those of you renting, wouldn’t it be nice to put that money toward a new home? Even if you don’t plan on staying in your home for a long time, it makes perfect sense to purchase a home and […]
How to prepare to buy a house in 2023
Buying a house in 2023 will be both an exciting and daunting process. 2023 is the year that we believe potential home buyers will have more control over their home purchase terms than they have had in a long time. Mortgage interest rate increases over the past year have led to many potential buyers sitting […]
Fellowship Philanthropy – De La Salle School
This Christmas has been amazing at Fellowship Home Loans. We are truly Blessed to be able to help and work with so many amazing people. It was a great year for us and as much as we celebrated internally, we also wanted to spread the cheer to our community. We truly enjoy giving back through […]
