Things Most Veterans Don’t Know About VA Home Loans

For veterans, buying a home can be made easier by using a VA home loan. Unfortunately, all too many service members are not aware that they’re eligible or how the process works. They might not know about all the benefits of using a VA home loan can include. Learn more about VA home loans now […]

Let the Breezes Blow!

Old man, winter is knocking on the door! He’s already forced his way in around the country. So before the breezes blast, it’s time to winterize your home to ensure a nice toasty holiday season. Here are a few tips to be winter-ready. Caulk or weatherstrip around doors or windows Secure all storm doors and […]

Mistakes First Time Homebuyers Make – And How to Avoid Them

When the decision is made to buy a home, it’s all too easy to jump right in and start looking at homes for sale. Unfortunately, there are many mistakes that first-time homeowners make which can have disastrous or expensive results. Instead, before jumping in, learn more about the common mistakes first-time homebuyers make and how […]

How to Use a Mortgage for Tax Deductions

When most people think about mortgages, they consider how much they’re spending each month. What many don’t realize is that there is a way to save money as well. When someone is paying a mortgage, they can use that for certain tax deductions, which reduces their tax liability for the year. This could lead to […]

Are You Talking to Me?

To everyone with an occasion to speak to an audience of one to one thousand, the following considerations might improve information retention. In that classic movie, Rush Hour 2, Chris Tucker asks a question of Jackie Chan we should all ponder from a different perspective. Chris said, “do you understand the words that are coming […]

Home Sweet Home

As life returns to “normal” or at least a reasonable facsimile, we are reminded of things that carried us through the storm, also known as COVID 19, friends, family, and faith. Our hearts are restored as we reflect on the friends new and old who reached out with encouraging words and a positive outlook. For […]

Getting a Mortgage if You’re Self-Employed

When mortgage companies look at applications, they look for those who have a consistent income, as those applicants are more likely to be able to pay their mortgage on time every month. Self-employed individuals may not have paystubs like those who are employed, so it can be more difficult to prove worthiness for a loan […]

What To Know About Buying a Vacation Home

It’s spring, and though travel has been curtailed for the last year, it’s now time to start thinking about where you’ll go and what you’ll do. Buying a vacation home sounds like a great opportunity, but is it going to be everything you expect? As with other major financial decisions, it’s ideal to consider the […]

How to Protect Personal Information When Applying for a Mortgage

Shopping for a mortgage, especially if it’s your first time, can be exciting. It’s finally time to take the steps needed to purchase a home, so you may start looking into as many lenders as possible to get the ideal loan. When you’re looking it’s vital you pay attention to who you’re giving personal information […]

How to Save the Down Payment for a House

Buying a house is a big commitment, and you’ll need a down payment before you can purchase the home or obtain a loan. The bigger the down payment is, the less you’ll need to pay over time to pay off the mortgage. To save the down payment, start by determining the full amount you’ll need […]